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Hemmingway | Capital Allowances

Stamp Duty Claims for Property in a Pension

SSAS and SIPP pensions are often used to hold commercial property.  They are well known popular vehicles to save on income tax and Inheritance Tax.  It is less well known that, in certain common circumstances, that there is a 100% Stamp Duty Exemption for Property Transfers or Purchases where the original owners of the property are beneficiaries of the receiving pension.

If you have transferred a commercial property into an SSAS or SIPP since July 2007 then you may have a claim for lost value in your pension, being given bad advice and an SDLT claim

The average claim is £20,000 and if you have no claim, you don't pay a thing!

Stamp Duty Refunds & Planning


Stamp Duty Land Tax (SDLT) replaced Stamp Duty in 2003.  The intent was to simplify the calculation of tax on property purchase but it has since expanded into a monster containing multiple reliefs and exemptions that are too easily missed.

We work with chartered tax advisors who have specialised in Stamp Duty Planning and Refunds for over a decade and work with House Builders, Property Developers, Home Buyers and Property Investors to:

  • Ensure they pay the right amount of SDLT on new property purchases.

  • Conduct a forensic review to identify and reclaim overpaid SDLT.

The kinds of transactions which would qualify for reliefs or refunds are:

  • Residential Purchases bought with Granny Annexes or additional Flats or Apartments.

  • Residential Purchases bought with public rights of way, workshops or any other non-standard aspects.

  • Land bought for development with planning in place before completion.

  • New Build properties bought with a reservation agreement.

For a no-obligation review of past or future property purchases get in touch and we will arrange a call with an expert.

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